Are You Thinking About Getting A Pet?

pets

The prospect of getting a new pet can be very exciting and it is a wonderful feeling to be a proud owner. Anyone who has taken on a pet will know that within a matter of hours you are completely hooked, but there are a few things to think about before your commit to and bring home your new bundle of fun and cuteness.

Cost

piggy bank

This is not just the cost of actually buying the pet (which can be anything from Free to thousands of pounds!). Can you afford the costs necessary to give your chosen pet the correct care? The average annual costs of owning a pet can be quite high and have been estimated at £1000 – £2000 for a dog (depending on size), around £1200 for a cat, £400 – £500 for a ferret, £500 for a rabbit and £400 for a guinea pig and Chinchilla. (For cats and dogs that amounts to approximately £10000 – £31000 over a lifetime!) You will need to think about the costs of providing good quality food, bedding, housing for small animals, boarding kennels or pet sitters, routine vet bills for things such as parasite control and vaccinations, as well as the cost of vet bills should your chosen pet become poorly and require treatment.

Pet Insurance

This will cover your pet for any injuries or illnesses he or she may suffer from. Most types of pets can be insured, including rabbits, rodents and reptiles. The policy premium (the amount you pay in monthly or annually) will vary depending on the different cover levels and different animal breeds, so a very basic level of cover may be as little as £5.00 a month but a premium level of cover may be as much as £40.00 a month. It is also worth noting that many insurance companies now exclude certain types or breeds of pet from their policies, so check that your desired breed of pet is able to be insured. If you would like to find out more about pet insurance and what to look for in a policy, please read our pet insurance article.
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